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By: Frank Partnoy | Updated: 2025-06-04 06:15:20

27 Cash Loans – Get a Loan Today

Financial emergencies don't follow a 9-to-5 schedule—you might need cash at midnight, on weekends, or during holidays when banks are closed. The term "27 cash loan" isn't a legally defined loan category or special program created by regulators—it's simply marketing shorthand to indicate you can request cash 24 hours a day, 7 days a week (read it as "24/7 cash"). 

That's exactly what 24CashFast provides—you can submit one quick online form anytime, and we'll send it to a network of licensed lenders that offer small-dollar loans around the clock. Most applicants get a decision in minutes, and if approved, money can reach a checking account as soon as the next business day.

Two Fast-Cash Options We May Match You 

  Feature

  Payday Loan

  Installment Loan

  Loan amount

  $100 – $1,000

  $300 – $5,000

  Repayment term

  Single payment on next payday (14–30 days)

  3–24 months, paid in equal parts

  Typical APR range*

  200% – 600%

  35% – 155%

  Credit review

  No hard pull; soft check plus income verification

  No hard pull in most cases; soft check plus income verification

  Best for

  Very short-term cash gaps under $1,000

  Larger or longer expenses, you need to spread out

*Exact rates depend on your state and the individual lender’s policies.

Eligibility requirements

Lenders all set their own criteria, but you usually need:

  • Be at least 18 years old and a U.S. resident
  • Regular verifiable income of at least $1,000 per month (job, benefits, or both)
  • An active checking account that has been open for 90+ days
  • A valid phone number and email address
  • No active bankruptcy

Certain lenders may ask for proof of employment length or a minimum direct-deposit history.

State regulations and important notices

Payday lending is restricted or prohibited in some states (e.g., NY, NJ, AR). Our system automatically filters out lenders if your state bans a product. If no legal option exists, we will inform you instantly so you can consider alternatives.

Simple Application Process with 24CashFast

Step 1: Click "Apply Now" on the 24CashFast website and enter your basic personal, employment, and banking information.

Step 2: Give electronic consent for a soft credit inquiry and allow 24CashFast to share your data with partner lenders.

Step 3: 24CashFast instantly sends your application to multiple lenders in our network.

Step 4: Review real-time loan offers that appear on your 24CashFast dashboard, showing amounts, fees, and terms from different lenders.

Step 5: Select the offer you like and e-sign the contract through our platform.

Step 6: Receive funds through ACH deposit as soon as the next business day.

Step 7: Repay on schedule using automatic withdrawals that most lenders set up to help you avoid late fees.

How do “no hard credit check” loans work?

Many direct lenders in our network skip the hard pull that normally lowers your FICO score. Instead, they run a soft inquiry and look at alternative data such as recent bank activity, current income, and past repayment history with similar lenders. 

Because they take on more risk, rates are higher than traditional bank products, and loan amounts are modest.

Your next step

If you need fast cash and traditional banks have turned you down, a 27 cash loan matched through 24CashFast could be your solution. The form is free, the inquiry is soft, and your obligation starts only when you sign an offer. Click “Apply Now” to see what you can qualify for today.

*24CashFast is a loan-matching service, not a direct lender. We do not make credit decisions or set loan terms. Approval and funding timeframes vary by lender and by state law.

Advertising Disclosure: At 24CashToday, we pride ourselves on transparency and integrity. Please note that we do not feature any paid advertisements or sponsored content on our website. All information provided is unique, objective, and independent. Our goal is to offer reliable financial information and quick access to loans, with your best interests in mind.